More Than Half of Mortgage Funds - in High Financing
A new index by Real Estate Media, based on Bank of Israel data, reveals that homebuyers are relying on the bank more than before • The surprise: a sharp increase specifically in apartments priced between…
Assessment
More than half of new mortgages now involve high financing ratios, meaning buyers are borrowing a larger share of the home price than in the past. The sharpest increase appears in homes priced between 3 and 5 million shekels, a segment that typically requires significant bank support. This trend signals growing reliance on debt, which could amplify risk if interest rates rise or home values dip. Watch for whether the Bank of Israel responds with tighter lending limits.